Opay Digital Service Limited has been taken to the Federal High Court in Lagos by one of its customers, Moses King, who claims the company unlawfully froze his account.
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King is asking the court to award him N50 million in damages, alleging that the restriction prevented him from accessing money needed for his father’s medical treatment, a situation he says contributed to his father’s death.
The suit, filed through his lawyer, Barrister Olalekan Ogunbunmi, was brought under the Fundamental Rights (Enforcement Procedure) Rules 2009. King argues that blocking his account from September 17 to December 9, 2025, without a court order or clear justification, violated his constitutional rights.
According to court documents, King said he discovered he could no longer make transactions and contacted customer service. He claimed he was told a Post No Debit (PND) had been placed on the account but was not shown any court order authorizing it.
He further stated that despite repeated requests — including a formal letter from his lawyer — Opay did not lift the restriction. Later, he said he was informed the action was based on an internal bank report, not a court directive.
King maintained that N500,000 in the account was meant for his father’s hospital bills. Because he could not access the funds, he claimed he was unable to pay for treatment. His father, who had been hospitalized since September 10, later passed away in December.
In addition to the financial compensation, King is asking the court to compel Opay to issue a public apology in two national newspapers.
He told the court he is a legitimate trader, has never been involved in fraud, and that the account restriction caused him severe hardship.
As of the time of filing this report, Opay had not submitted a response to the suit.
Justice Daniel Osiagor has scheduled March 2 for the hearing.
